[[@vera/discrimination in digital finance]]

📕 subnode [[@vera/discrimination in digital finance]] in 📚 node [[discrimination-in-digital-finance]]

📕 contributed by @vera 🔗

Poor people have less access to resources
without an ID you can't buy certain scheduled subtstances e.g. alcohol, nicotine
- while these substances are unhealthy, limiting their access is still kinda cringe imo, but I'm not exactly offering any solutions to fix it
- An ID costs money and is [[fiscally restrictive]] to those who can't afford it
  - there exists programs which help pay for these things but they aren't readily available/advertised
- in order to gain access to [[financial services]] the user must enlist the help of their friends or resort to obtaining false documentation
certain kinds of [[digital instruments]] are limited in their accessibility according to their classification
- [[cashapp]]/[[venmo]] cards and other cards classified as "prepaid" don't allow you to transfer money on sites that might be considered fiscally risky.
  - these cards are often used as the primary bank and debit card of lower income people. limiting their access because of their status is categorically discriminatory
  - examples
    - crypto
    - gaming

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